Every four years, the United States heads to the polls to determine who will lead the country’s executive branch. And every four years, fears soar that another term for the current president will further wreck the place, just as anxieties grow that a win for competitor assuredly will lead to disaster. Much as we’ll admit those worries might not be found totally unfounded, history shows that such concerns generally are overdone, no matter their bias. While near-term volatility may well rise as the country proceeds through this election cycle, we think investors will continue to be served better by aligning investment decisions with long-term-oriented financial plans.

Listen to CIO Mark Mowrey introduce this month's commentary:

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